A car rental insurance policy is a special type of insurance meant specifically for rental cars. It offers coverage for damages that can happen to a car that is rented.

Major damages covered under car rental insurance

Some of the major damages that may be covered under a car rental insurance policy are as follows;

• Damage caused to the rental car due to accidents such as collisions and roll over
• Rental car gets stolen or some parts of the car get stolen
• Damage caused as a result of vandalism or riots
• Towing charges to the nearest repair shop
• Damages such as body scratches, windshield damage etc that can occur due to bad roads or climate

Credit card car rental coverage

In most cases you need not take a car rental insurance policy for your rental car. Most credit cars offer personal car insurance and may also have coverage for rental cars. So be sure to check with your credit card agency as to what kind of coverage they offer and for what vehicles the coverage applies. Some credit cards will provide coverage online for commercial vehicles where as some other will also offer insurance cover for non commercial vehicles.

Getting car rental insurance

Before selecting a company that offers car rental insurance be sure to check if the quotes are low. This can be done by comparing the quotes of different insurance agencies in your area. You can get free car insurance quotes online from websites like 'insweb.com', 'quickquotes.com' and 'quotemonster.com'. In addition to looking for lower quotes, also make sure that the insurance company that you select offers good coverage and is reliable.